Saturday, August 21, 2010

Planned Itinerary for Cebu...

Here's my planned itinerary for our trip to Cebu this September 7-9, 2010.

Day 1

6:00 AM ETA Domestic Airport by Taxi
8:20 AM ETD Manila - Cebu via Zest Air
9:35 AM ETA Cebu
10:30 AM ETA SM Cebu Traveler's Lounge by Taxi
11:00 AM Lunch at CNT Lechon Across SM Cebu
12:00 PM ETA Casa Gorordo by Taxi
1:30 PM ETA back to SM Cebu Traveler's Lounge by Taxi
2:00 PM ETA La Guardia Hotel by Taxi
3:00 PM ETA Cebu Metropolitan Cathedral, Basilica Minore del Sto. Nino, Magellan's Cross, Cebu City Hall, Malacanang of the South, Plaza Independencia, Fort San Pedro (or start at Fort San Pedro, Plaza Independencia...)
5:00 PM ETA Taboan Market by Taxi
6:00 PM ETA Larsian Fuente by Taxi
7:00 PM ETA Robinson's Place Cebu by Taxi/Jeep/Foot
9:00 PM ETA La Guardia Hotel by Jeep/Taxi

Day 2

7:00 AM Wake up Call/Breakfast
7:30 AM ETD La Guardia Hotel to Mactan Island by taxi
8:30 AM ETA Tambuli Beach Resort/Cebu Beach Club Day tour
12:00 PM Lunch
4:00 PM ETD Tambuli Beach Resort/Cebu Beach Club Day tour
4:30 PM ETA Lapu-Lapu Shrine by Taxi
5:00 PM ETA Ayala Cebu by Taxi
6:00 PM Dinner
7:00 PM ETA La Guardia Hotel by Taxi

Day 3

6:00 AM Wake up Call/Breakfast
6:30 AM ETD La Guardia Hotel to Cebu Taoist Temple by Taxi
7:30 AM ETA Cebu Taoist Temple
9:00 AM ETA La Guardia Hotel by Taxi
9:30 AM Checkout La Guardia Hotel
10:00 AM ETA Shamrock Store by Taxi
10:30 AM ETA Robinson's Place Cebu by Taxi/Jeep
11:00 AM ETA Crown Regency Hotel by Foot
11:10 AM Lunch
11:40 AM ETA 18th Floor THE 4D THEATER SHOWS
12:30 PM ETA 16th Floor Prana Medispa Body Massage
2:00 PM ETA 35-38th Floor Sky Walk/Edge Coaster
2:50 PM ETD Crown Regency Hotel
3:20 PM ETA Robinson's Place Cebu by Foot
3:30 PM ETD Robinson's Place Cebu to Mactan Airport by Taxi
4:20 PM ETA Check in Mactan Cebu Airport
6:25 PM ETD Cebu - Manila via Zest Air
7:40 Pm ETA Manila

Our 3rd day is going to be so tight. Hope that we can follow these scheds!

Articles coming up!

CHASE STUDENT CREDIT CARD

About Chase
Chase is a leading global financial services bank with 180,000 employees that operates in more than 60 countries. Chase is the leader in investment banking for consumers, and small and large businesses.

Since Chase is leading in consumer banking, they provide several types of consumer services like credit cards and home loans and equity. Their credit card line includes Rewards Credit Cards for airline, hotel, retail, gas and points, Cash Back Credit Cards, Travel Credit Cards, Business Credit Cards and Student Credit Cards.
About Chase Student Credit Card

Student Credit Cards are popular today for college students since this is the best way for parents to send money to their teens, and for students to manage their finances without carrying cash. Students will be able to purchase what they needed with a simple swipe of their card. They could also earn points, cash backs, rewards and rebates while purchasing at certain gasoline stations, grocery stores and drugstores. With a Student Credit Card, students can now practice to be responsible by managing their finances wisely and keeping track how and where they spend their money. And being the leader in global banking, Chase also provides its own Student Credit Card for its customers. Here are some of the Student Credit Cards Chase offers.

1. Chase +1SM Student MasterCard®
With Chase +1SM Student MasterCard, you can earn Karma points using Facebook, paying your bills on time, taking the credit quizzes, etc. You can redeem points every time you buy at the Chase+1 store and share these points with families and friends, or give points to charity causes. You can also get to your account management tools at Chase.com to teach you save money and time and learn credit and financial advice from ChasePlus1.com to help you earn a good credit history. Chase +1SM Student MasterCard has 0% introductory APR and has no Annual Fee.

2. Chase United College Plus Visa® card
Chase United College Plus Visa® card allows students to earn 1 mile of every $2 spent on purchases and earn bonus miles when dining on participating restaurants nationwide. Best of all, your miles do not expires with continuous usage. You can also get student discounts when flying via United Airlines. When using your Student credit card for flights, hotel stays and car rentals, you will be able to earn points, with no blackout dates or inventory restrictions. In addition, you can access account management tools at Chase.com to help you learn how to save time and money. If you are seeking for good credit and financial advice for earning good credit history, you could also check out these tips at Chase.com. Chase United College Plus Visa® card has 0% intro APR and has no Annual Fee.

Here are some of the benefits of Chase +1SM Student MasterCard and Chase United College Plus Visa® card:

a. Insurance for Travel Accidents
b. Assurance for purchases
c. Damage waiver for MasterRental® Collision
d. Roadside coverage for Master RoadAssist®
e. Global Service for MasterCard
f. Assistance Services for travelers

Articles from the past...

CHEAP GAS CREDIT CARDS

With so many Gas Credit Cards on the market, it is really hard to choose for the right card for you, especially if you are looking for the cheapest one. Some credit card companies are claiming they offer the cheapest gas credit cards, but most of the time they get back to you with their charges and fees. Here is a short list of all the cheapest credit cards voted by consumers that you could choose from:

Consumers said that the best overall gas credit card is the Discover Open Road Card. With this gas credit card, you will be able to get a full 5% Cash back Bonus on gasoline purchases and auto maintenance. Also earn up to 1% Cash back Bonus on all other purchases automatically.

If you have Good credit history, the Blue Cash from American Express Card lets you get 5% cash back at all gasoline stations, supermarkets, and drugstores, with 1.5% on purchases everywhere else. This is really great way to save money on daily expenses.

On the other hand, students can also get 5% cash back with the Discover Student Platinum Card.

If you choose BP for your gasoline, use the Chase BP Visa Rebate Card. You will earn full 5% cash back at BP stations. Also, you will be able to get 2% cash back at restaurants, lodging, airlines and car rentals and 1% cash back on purchases everywhere else (except for non-BP gas stations).


Aside from getting the best and cheapest Gas Credit Cards, here are some tips for you to save money and get cheap gas:

Always Pay Gasoline Using Your Gas Rebate Credit Card
Use your Gas Rebate Credit cards for all your gasoline purchases. When you accumulated all the cash backs and rebates, you will be surprised how much money you save.

Branded Vs Non Branded Gasoline
Some gasolines from non-brand name gas stations are basically the same in composition as what the popular gasoline stations offer and they are cheaper too. You can save a few cents for every gallon getting the same stuff.

Drive Moderately
Driving less aggressively and moderately, it will save you money. Rapid acceleration and braking of the car burns more fuel and is harder on your vehicle. Control your driving so that you can maximize your mileage with your gasoline.

Tire Pressure
Check the pressure of your tires once a month because studies showed that driving on tires that are not fully inflated can cost you 10% or more in lost gas.

Hybrid Vehicles
Now that gas prices are going up all the time, consider trading your vehicle for a more fuel efficient vehicle. Hybrid engine vehicles are going to be the next big thing for the automobile because it could save you a lot of money on gas.

Carpooling and Public Transportation
Another great way to save money is to carpool. If a neighbor, friend, office mate or family will go to a near place where you usually work, try to share gas with them. Using bicycles or getting on a bus helps cut down on gas use, too.

Tank Up In The Morning
Gasoline expands in the heat and when you fill up in the afternoon, tendency is that it is automatically heated. It is advisable to fill your tank up in the morning when the temperature is cooler.

More.. more...

GAS CARD FOR FAIR CREDIT

Since gasoline prices are in constant price hike, a lot of people are looking for some ways for them to save money. Everyone wants to get the most out of what they buy, especially in gasoline and fuel purchases. One method that credit card and gasoline companies are offering to consumers is by providing gas credit cards. These gas credit cards let you get rebates and cash backs on every gasoline purchases you made on specific gasoline stations.

Even people with fair credit on their credit history must not hold back in getting these cards. They could avail these gas credit cards with a lot of great options.

Here are some Gas credit cards available for people with fair credit history:

1. Casey's Platinum MasterCard
This card is especially for customers with a fair credit history with at least 650, for a higher chance of approval for the Casey's Platinum MasterCard. Furthermore, if your FICO score is higher than 650, then your chance of approval may be greater than other applicants.

Casey's Platinum MasterCard gives instant approval to their applicants although this may applicable in all cases, wherein application information may be incomplete, questionable or for other reasons. Online application could show your application status just minutes right after you submitted your application form. Credit cards normally 7-14 days to arrive after your application is approved.

Offer Details
• Great gas deals with 3% rebate at Casey's locations and 1% everywhere else
• Earn Double Rebates for 60 Days
• Easy to redemption of Reward Card
2. Clark Platinum MasterCard®

Customers with a fair credit history with at least 665 credit score could get this card. However, if a customer has a FICO score higher than 665 credit score, he or she does have a higher chance of approval in getting a Clark Platinum MasterCard®.

Approval Time
Clark Platinum MasterCard could let you know immediately if your application has been approved since online application gives automatic status review right after submission of application form. This might differ on each case however. Once approved, credit cards would normally take 7-14 days to arrive in your mail.

Offer Details:
• Great gas deals with 8% in rebate at Clark locations 2% everywhere else for the first 2 billing cycles
• Automatic Redemption

3. Lukoil Platinum MasterCard®
Lukoil Platinum MasterCard is great for applying customers who have a fair credit or at least 665 credit score. It is also better if the customer has a FICO score higher than 665 because he or she will get a better chance of credit card approval for Lukoil Platinum MasterCard application.

Approval Time
You will know the status of your Lukoil Platinum MasterCard application automatically especially if you do this via online application. However if you submitted incomplete application, this might take longer. Your credit card will arrive in 7 to 14 days upon approval.

Offer Details
• Great gas deals with 4% in rebate at any LUKOIL or GETTY location and 1% everywhere else
• Earn $10 Bonus with first use

More articles..

PREPAID STUDENT CREDIT CARD

Since a lot of teens who are starting college are going away from home, parents need to make sure that they could give their children the money they need. There are many options to send money nowadays, like money transfer services but this kind of service usually is a hassle to college students who barely have the time to study.

One fast and safe way for parents to send money to their college teens is by getting a prepaid student credit card. This card works basically the same as any credit card, but the difference is that parents can just give the card to their teen, load the card with the amount of money they want their kids to receive, and they would be able to use it anywhere. A prepaid student credit card gives financial freedom teens want and the financial control parents need.

With a prepaid student credit card, parents can give their teens the financial independence they want while they begin to learn how to manage money. This really could help parents teach their teens the importance of managing money.
The prepaid student credit card is accepted anywhere so it couldn’t be more convenient. Your teen can use it for everything from book purchases to daily allowances. It’s also much safer than carrying cash, giving both of you peace of mind. And when in need of cash, your teen can withdraw it from a specific ATM, freeing you from repeated requests to send money. The Prepaid Student Card is one of the smartest, easiest ways to teach teens about financial responsibility.
Here is a list of the benefits that your teen could get with a prepaid student credit card:

1. TEACH FINANCIAL MANAGEMENT SKILLS
Prepaid student credit cards are a great way for parents to teach their teens hot to manage their allowance or money from a part-time job. Transaction histories can be viewed online anytime, depending on your bank, so they can see how and where money is being spent.

2. VERY EASY TO USE
This card allows parents to send cash easily even if students are away from home. Also, students will be able to buy without carrying cash, a safe way to purchase what they need.

3. 24-HOUR AVAILABILITY
The card will enable students to withdraw cash anytime at any specific ATMs.

4. RELOADABLE FROM ANYWHERE
Parents can reload the prepaid student credit card by phone or online, 24 hours a day, 7 days a week, with their registered credit or debit card. Also, another way to reload is to simply stop by their local branch. Prepaid student credit cards that are personalized can be reloaded as much as they want while non-personalized, instant-issue cards can be reloaded up to three times.

5. ZERO LIABILITY
Prepaid student credit cards offer protection from fraudulent use of a lost or stolen card.

6. FLEXIBILITY
Whether surfing the net or shopping for the latest trends, students can use their prepaid student credit card for to buy at millions of locations where your card provider is accepted.

Some articles I wrote before...

STARTING A DAYCARE CENTER

Many mothers today are forced to find a job and they needed someone to leave their kids while they are at work. That is why they are seeking for daycare centers and demand for this business today is very high. If you plan to open a business, this is one opportunity you might want to consider.

The first step towards a profitable daycare center is the understanding of what makes them profitable.

Check out the regulations with local government. Most states require daycares to have a space for nap and play time. Some also requires a licensed teacher for every 15-20 children. Make sure to know the rules in your area, and your plan to meet these rules.

To start, you can operate first a small baby-sitting service with 2 to 5 kids. Even if you do have a large amount of capital to start with, it is recommended that you do start small and calculated operations on your day care center first, and then build upon your progressive successes.

Your daycare should be located on a main thoroughfare. Location is very important in a business since you want to attract potential clients without so much advertising.
Make sure to make rules for your daycare. List down all the transactions and keep the receipt. This could make your business organize and you will be able to see your progress.

Remember, a daycare’s priority is to make sure that all the children are safe and learning. In this way, you could guarantee your success in this business.

Finally RD

RD! Woot!

After a stressful week at work, I'm finally able to just sleep all day!


Sigh! 2 days' not enough..

I wish our Cebu trip would compensate all of this.

Friday, August 20, 2010

Another stressful day at work

So, offlines canceled is nothing new... but wth?! 200+ calls waiting?

What do customers do all day, sit on phone and ring CS non-stop?

Do they have anything better to do?!

GRRR...

top it all, I have a stiffed neck!

Ouch!

Thursday, August 19, 2010

Hmmm...



To perm or not to perm?

Please help me decide

Wednesday, August 18, 2010

All offlines canceled.

Isn't it frustrating to read that blast?

I know WFM has to adhere to whatever the rules are.

But WTH?!!

All offlines canceled means less time to breathe in between calls.

Do they know how difficult it is to take calls?

Do they know how hard it is to pacify customers?

Maybe they do.

But WTH! It's freaking avail!!!

rants. rants. rants.

Tuesday, August 17, 2010

So Battlehopper made it to Solaris, yeah?


***Battlehopper parked at Solaris***

Imagine, I was busy taking in calls, then kaboom! A pop up showed with Chris' chat saying he brought battlehopper to work..

Grrr...

Yeah, yeah, it's supposed to be ridden but what the heck? MAPSAs are lurking every corner...

*sigh*

Monday, August 16, 2010

MOA

Since Rose came home late in the afternoon, we didn't have much to do but to tend to Kat (who is very sick btw).

(Note to self to not let Rose go on day-off again on a Saturday)

It was only around 5pm that we went to Paco with Battlehopper (yeah, yeah, our MC has a name!).

*a photo of Battlehopper (named from Mask Rider's ride.. tsk, expect Chris to name things about this and that)

Most of the hardware stores in Paco were already closed, so the bed that's supposed to be made today has been scheduled next week. Boo!

To top it all, it rained really, really hard! We were drenched in rain water when we arrive home.

Trip to Paco = disaster.

Rain = Sick or closed to being sick.

Sunday, August 15, 2010

Monday Morning

Just finished reading another ff.

Monday Morning by
isakassees






Bella and Edward
"What happens when you meet someone who challenges everything you thought you knew? Edward Cullen, partner in the Volturi firm finds out when he meets his new assistant..."

Wow, this made me cry.

Hope you'll like this as much as I did!

Fanfic

One of the best fanfics I've read

Who Says You Can't Go Home
Bella and Edward

"I should not have come back. I'd thought, after all these years, that I could come here and finally lay my ghosts to rest. How could I have known they would only come back to life? She wasn't supposed to be here…"

SM owns twilight. djoneal owns this fanfic.

Sparty at the office


I'm a fan of massages. But I didn't enjoy ate's massage. I want it hard, she's doing it soft. Whenever I say 'Ouch', it's not because it hurts, she just hit a 'spot'. Then she went back to soft massage again. Sigh. She didn't get it at all..


It's free of charge anyway...

Excited for Cebu

Count down : 22 days. I'm really, really excited. It's our first out of town without anyone else but Chris and Kat.

Hope everything turns out smoothly...
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